State of the Company I hope this commentary finds you doing well as we all get settled into the new year. All the CIS staff is doing great and fortunately no one has gotten the coronavirus yet. We continue to be extremely careful by socially distancing ourselves from each other and fully utilizing online technologies [...]
By Bob Barber, CWS® Proverbs 21:5 “The plans of the diligent lead to profit as surely as haste leads to poverty.” The Rule of 72 is a mathematical formula I think everyone needs to know and understand when it comes to investing. This rule is extremely powerful and can be used to determine how often [...]
By Bob Barber, CWS® 2 Timothy 1:7 “For God gave us a spirit not of fear but of power and love and self-control.” Life is full of risk. Every time we get into a car to go somewhere there is a RISK. Moving to a different city there is a RISK. Changing jobs for hopefully [...]
By Bob Barber, CWS® We have received many calls over the past few weeks concerning the elections. At this point, we are still waiting to see what will happen with the control of the senate. If the senate can maintain republican control, this creates “gridlock” in the government, which is typically what the markets like, [...]
Markets Update and Strategies for CIS Wealth Managed Fee-Based Portfolios by Bob Barber I hope today finds you well as we continue to deal with a year for the history books. From the coronavirus, to the riots and political upheaval, to the record fires in the west and a number of hurricanes, to what is [...]
We’ve included a section from Bob’s Bible study, “Biblical Viewpoints of Money and Wealth”, on secular and biblical counsel. We encourage you to take a look, get out your Bible, and fill out the questions below! Plans fail for lack of counsel, but with many advisers they succeed. PROVERBS 15:22 What does Proverbs 15:22 say [...]
By Bob Barber, CWS® Counterproductive - something that has the opposite of the intended affect or that goes against what you are trying to achieve. Polarization - division into two sharply contrasting groups or sets of opinions or beliefs at the same time. Adding one and taking away one = nothing Does being counterproductive, polarized, [...]
By Mary Jo Lyons, CFP® A friend recently asked me “exactly how does the Bible address financial planning and investment management principles?” I provided a short summary of the principles below but my response was not as polished as it should have been. I vowed to be able to answer this in a more thoughtful [...]
My good friend Steve Ally, who was integral in the formation of America's first Biblically based mutual fund, The Timothy Plan, died on September 26, 2019 at the age of 55 after a long battle with cancer. Many of you met Steve over the past 25 years when he came multiple times to our area [...]
October was the second time this year and the fourth time over the past 3 years the markets have had what is considered a “correction” of 10% or more from peak to trough. Over the past 3 years corrections like this have occurred an average of every 9 months. The last “correction” was in February [...]
