Come learn about having brakes on your portfolio to possibly reduce losses in a runaway market using tactical investment management. Please join us for an informative evening. Feel free to invite a guest (or two!) to join you who could benefit from this information as well.* Guest Speaker: Pete Matter, CMFC Regional Vice President, W.E. [...]
The Tax Cuts and Jobs Act of 2017 ushered in a broad range of changes impacting virtually all American taxpayers. Along with rate adjustments across seven tax brackets, one of the biggest changes is the elimination of the personal exemption and the increase in the standard deduction, which has nearly doubled to $12,000 for single [...]
By Mary Jo Lyons Last year there was a lot written about dollar cost averaging, an old school investment strategy. What I have found is that many investors don’t really understand what it means. So I thought I’d provide an overview in our series on investment basics. What is it? Dollar cost averaging (DCA) is [...]
As we approach tax season, below is important information regarding the documents related to investment accounts with our firm. 1099s: For IRA and retirement account distributions done in the previous year, the 1099-R forms should be mailed out and available by January 31st each year. Please be aware that most taxable account 1099s and consolidated [...]
By Jenna Barber Peters Many of you may not know about Rachael’s recent health issues, but late last summer, she was diagnosed with cancer. After many scans, doctors visits, and consultations, Rachael made the decision to go to M.D. Anderson, one of the top cancer treatment centers in the world, for all of her medical [...]
What Is Values Based Investing? Values based investing integrates Biblical guidelines with an investment portfolio. This method looks for companies to invest in that are making a positive impact on our society, as well as applying screening processes to avoid those that do not. Helping Clients Make Informed Decisions CIS Wealth Management Group provides potential [...]
Bob was invited to speak at the Bluebonnet Baptist Association annual meeting to educate local pastors about planned giving strategies for their churches. Bob shared his 10-4-4 Planned Giving Strategies Presentation which has been used many times to educate those with philanthropic intentions on creative ways to make their giving goals a reality. If you [...]
The Importance of Having an Emergency Fund By Mary Jo Lyons, CFP® Hurricane Harvey, may he RIP, has reminded me of a very important lesson. I am guessing it’s one that is now on the minds of many. The importance of an emergency fund. This year has been a tough one for me and for [...]
Most high income earners lose the ability to take many tax deductions because the tax laws are tilted so unfairly toward them, contrary to popular opinion. The statement we’ve all been hearing from politicians and most media sources for years that the “wealthy don’t pay their fair share of taxes” can easily be disputed by [...]
One of the commitments of CIS Wealth Management Group has been to make investment recommendations to each client which reflects their specific long term financial goals, investment temperament, allowance for market volatility, and risk tolerance. This means each client’s portfolio is tailored specifically to them, and will look dissimilar from their friend or neighbor’s who [...]
