planned giving in wealth management

The Planned Giving portion of our wealth management puzzle includes:

CREATING GENERATIONAL LEGACIES
Planned giving is about creating generational legacies that share your values with your family and others both now and after you are gone. It involves the use of giving strategies such as:

  • Donor Advised Funds
  • Charitable Remainder Trusts
  • Charitable Gift Annuities
  • Charitable Pool Trusts
  • Pooled Income Funds
  • and even possibly setting up a Family Foundation

PLANNED GIVING BENEFITS
These different types of giving vehicles can be used to lower taxes now on the sale or transfer of highly appreciated assets like real estate and businesses. This can create a greater income for several generations, while at the same time creating a multi generational legacy.
planned giving in wealth management

The Planned Giving portion of our wealth management puzzle includes:

CREATING GENERATIONAL LEGACIES
Planned giving is about creating generational legacies that share your values with your family and others both now and after you are gone. It involves the use of giving strategies such as:

  • Donor Advised Funds
  • Charitable Remainder Trusts
  • Charitable Gift Annuities
  • Charitable Pool Trusts
  • Pooled Income Funds
  • and even possibly setting up a Family Foundation

PLANNED GIVING BENEFITS
These different types of giving vehicles can be used to lower taxes now on the sale or transfer of highly appreciated assets like real estate and businesses. This can create a greater income for several generations, while at the same time creating a multi generational legacy.

CIS Wealth Management Group has access to autonomous professionals of tax+, estate, and wealth advisors that would be pleased to work with you and your family to establish the planned gift(s) that are most appropriate to achieve your financial planning goals. Our communication with you about planned giving is strictly confidential and without obligation.

CLICK HERE to view a video on how our CIS Wealth Management System can help in your Creative Giving.

Philanthropic Planning

What kind of generational legacy would you like to establish? How do you share your values with your family now and after you are gone? Charitable giving is a very personal decision, reflects your values and beliefs, and is an important part of the wealth management process.

You may wish to be more philanthropic or impactful with your giving, but are unaware of the many new innovative solutions that exist. CIS Wealth Management Group can help you realize your charitable objectives and dreams by listening for giving opportunities, discussing options, and suggesting personalized solutions. The key to a natural giving discussion is to include charitable planning strategies in your overall wealth planning process.

Benefits of Giving

Continuing Gift

CIS Wealth Management Group can help you identify a deferred giving goal that is beneficial to both you and your church or organization. Careful and thoughtful financial planning is a unique opportunity for you and your heirs allowing you to leave an enduring and significant legacy.

Tax Deduction

Depending on your gift amount, gross income, and tax bracket, gifts to your favorite charities could lower your income tax burden by hundreds or even thousands of dollars.

When gifting capital assets, three great things happen:

  1. By-pass capital gains tax
  2. Income tax deduction at fair market value
  3. Charity benefits

Why Does It Matter?

In everything I showed you that by working hard in this manner you must help the weak and remember the words of the Lord Jesus, that He Himself said, It is more blessed to give than to receive.

Acts 20:35 (NASB)
CIS Wealth Management Group is here to aid you with planned giving and presents many advantages to help you identify and actualize your long-term financial goals while also helping your church or organization in its own long-term financial planning. CIS accommodates you with a variety of opportunities that can help empower your church/organization to advance and develop its mission.

Philanthropic planning may increase the value of your estate while also allowing you to leave a meaningful legacy.

Where Do I Start?

90% of wealth is held in non-cash assets. Only 20% of giving is done using non-cash gifts. In addition to tax-deductible cash gifts, CIS Wealth can assist in other creative ways to give using non-cash assets:

  • Retirement Plan Assets
  • Stocks, Bonds, and Mutual Funds
  • Promissory Notes
  • Mortgages Receivable
  • Life Insurance Policies
  • Real Estate
  • Tangible Personal Property
  • Oil and Gas Interest
  • Mineral Rights
  • Precious Metals
  • Inheritance, Estate Plan
  • Business Interests

EFFICIENT GIVING INVOLVES APPRECIATED ASSETS

Am I a Potential Creative Giving Candidate

  1. Do you or will you face capital gains taxes on any appreciated assets?
  2. Will you face considerable estate taxes upon your death or that of your spouse?
  3. Do you own any oil and gas mineral rights, investment real estate or a business?
  4. Have you considered the possibility that you may have more than you need, or will need in retirement?
  5. Have you considered how a substantial inheritance may positively or negatively impact your children?
  6. Have you considered the purposes for why God has richly blessed you?Would you like to be remembered as a giving person?

If you answered yes to one or more, you are likely to be a candidate for philanthropic planning and deferred giving. We suggest contacting CIS Wealth Management Group to discuss the many tax savings and giving strategies*.

*Tax Strategy Planning is not intended as tax or legal advice, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from a qualified tax professional.