how we are different

LARGE ENOUGH TO SERVE BUT SMALL ENOUGH TO CARE.

We realize today a person can buy any financial product like stocks, bonds, mutual funds, annuities or a bank CD at any online company, financial services firm or bank down the street. So we decided a long time ago that we are NOT about products or the latest interest rate, but instead we are about relationships and providing our clients with impeccable service. But, this does not mean that we don’t also offer many great financial products.

First we ask, next we design, then we collaborate, last we implement, consistently we monitor.

CLICK HERE to view a video showing the difference our Wealth Management System can make

We Ask

WHAT ARE YOUR DREAMS AND GOALS?
For you, your family, your community
WHAT ARE YOUR CONCERNS AND NEEDS?
Financially, physically, mentally, spiritually and relationally
WHAT ARE YOUR WANTS AND DESIRES?
Financially, physically, mentally, spiritually and relationally
WHAT KIND OF LEGACY WOULD YOU LIKE TO CREATE?
To be remembered by your great, great grandchildren and beyond

We Design

ACCUMULATION FOR

  • Retirement
  • Higher education (self, children or grandchildren)
  • Cash reserves
  • Long/short term vacation/mission trips
  • Debt elimination
  • Other investments

DISTRIBUTION FOR

  • Retirement years
  • Second home
  • Autos
  • Medical expenses
  • College expenses
  • Unforeseen emergencies
  • Charitable purposes
  • Other investments
  • Inheritance

INHERITANCE

  • To wisely give to your heirs, to provide for those you care about, to protect your estate from estate taxes and liabilities
  • Wills, trust, limited partnerships, limited liability companies

RISK MANAGEMENT

  • Protection from unforeseen accidents, liabilities and health issues
  • Life, health, umbrella, auto, home, business, recreation

LEGACY

  • How do you want to be remembered years after you are gone?
  • What causes are you passionate about?

MISSION

  • What do you want to accomplish?
  • What drives you?

We Collaborate

YOUR ACCOUNTANCY AND TAX PLAN
Taxes can take more than half of your passive and earned income every year. We will work with either your CPA or one we collaborate with. The goal is to legally and morally lower taxes to a minimum each and every year.
YOUR PHILANTHROPIC DESIRES
Using outside specialists in strategic giving to fund your favorite charities, we work with your administrators of donor advised funds, charitable remainder trusts, charitable gift annuities and other planned giving vehicles.
YOUR ASSET MANAGEMENT
We design a diversified portfolio to meet your goals, needs and desires to accomplish all your financial goals and needs using non-biased fee based advise.
YOUR RISK MANAGEMENT
With your insurance advisor or one we collaborate with, a plan is designed to protect your wealth from unforeseen disasters and unwanted predators.
YOUR ESTATE PLAN
After we analyze your present estate plan we will work with your attorney or one we collaborate with, to update as needed for efficient distribution.

We Implement

“The whole is greater than the sum of its parts.”
– Aristotle

The best plan in the world, if not implemented, is useless. We put together all the pieces of the financial puzzle to form a whole greater than the sum of the parts.

We Monitor

Life is forever changing. Nothing stands still or can be put on a shelf to say it’s done. People change, family members pass away, and new members are born or come into the family through marriage.

Businesses are sold, health changes, inheritances are gained. The markets, economy, inflation, and political environment all play into the need to consistently monitor and tweak your financial plan.